Stock loan financing should always feature licensed institutional management, no transfer of title or ownership to your lender, and low interest rates. In fact, it shouldn't really even be a common term loan; rather, it should be a revolving line of credit you can use and reuse as often as necessary. We at A. B. Nicholas start with a simple premise: Your securities belong to you and no one else. We offer the most competitive program in the market along with thirteen years of experience focused entirely on securities-based financing. We work only with fully licensed lender advisers and top-tier SIPC/FDIC-member institutions. We believe in an intelligent, solution-oriented approach to every situation so as to ensure the very best possible stock-secured financing in today's market. Welcome to what we call LeverageLine™ — a quick-closing securities-based institutional credit line solution. Safe. Our clients had grown wary of lenders who demanded transfer of ownership to their securities in exchange for a "beneficial ownership" that was in reality no ownership at all but rather a complete loss of ownership. Such programs force borrowers to contractually permit a (typically) unlicensed lender to sell their shares while using the sale proceeds for your loan and pocketing the remainder. They offer no professionally audited financial statements, no verifiable independent cash reserves, and no licensing or other relevant certification to ensure the safe return of your shares. That's not good enough for today's investors, who wisely demand a stock-secured loan that is the polar opposite of these program: financing in the form of a revolving credit line with no set maturity date where your securities are not transferred into any unknown, unregulated private party's control but rather reside entirely in your own title and account at a fully licensed and transparent U.S. lending institution where you have online access to your securities and the confidence that your assets reside in an SIPC-insured account, your cash in an FDIC-insured account, with your lender-adviser a fully licensed and experienced FINRA member. Clarity. Our clients said they wanted to fully understand their financing well in advance, with no surprises. We take the time to make sure that you thoroughly understand how your funding works. Fidelity. Our research also showed that stock owners didn't want to trade superior account security for superior rates and terms. We can confidently say that our clients get the best of both while never sacrificing either. Have you been offered a nonrecourse stock loan? If yes, FINRA (the Financial Industry Regulatory Authority) hopes you'll read this first. Interested in a case study? Go here for an insider's view from a former broker victimized by nonrecourse lenders who misrepresented their programs. |
Stock Loan Credit Lines Featuring
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| Real Estate Investors | Franchisors/Franchisees |
| Tell Me More | International Cases |
| Margin Loans vs LeverageLine | Business Brokers |
| We Asked/You Answered | Building Business Credit |
| When Prices Fall | Full Presentation (PDF) |
| Got Cash? Restructure | |

Rich Features. Our securities-based line-of-credit programs allow you to trade in your account even while your securities back up your line. You'll get online access and statements on demand, too, plus the support services of a major SIPC/FDIC-member institution licensed in all 50 states with offices in most world capitals.
These are premium lines for people, trusts, and companies who value their assets and seek an efficient, licensed, institutional U. S. lending program.
Fast. Enjoy the benefits of a quick-closing credit line against your portfolio with minimal red tape and paperwork. Whether you have $150K or $15M in securities or cash you'd like to restructure into eligible securities, we'll deliver a quote that will get the job done right.
You pay no interest until you actually use your line — making LeverageLine a popular tool for those in need of handy investment cash without the typical red tape of a conventional bank or SBA financing. (View our comparison chart here).
Easy, Accessible. Simply apply online here with a copy of a recent brokerage statement and a valid photo ID to obtain an ABN Term Sheet within 24 hours. Return the Term Sheet acknowledgement page by fax or email—there is no obligation incurred in doing so—and if you choose to proceed, we will introduce you to your licensed adviser at your lender. Your account will then be opened, your securities placed in your new account, and your lender's bank will open your line. Wire, write checks, or use your debit card — how you access your line is entirely up to you.
Looking for an overall business- or franchise-funding package? Consider bundling your LeverageLine with equipment leasing and/or full debt-acquisition financing into a one-stop, comprehensive package. (Inquire)
Tradition. We're a small business with big-firm experience in every aspect of the stock loan and securities financing industry, not an impersonal megacorp where your significance as a client is in direct proportion to the size of your wallet. We think that when it comes to securities finance, it's just as important to know what not to do, as what to do. That's why we spend time to answer all your questions.
No stocks? No problem.
If you don't have securities that qualify but do have cash (or low-priced, unqualified securities) and would like to restructure them into securities that are eligible for our credit line, your licensed lender adviser will be happy to assist. This can be an excellent way to ensure that your LeverageLine is tailored exactly to your equirements.
Multiple block trading or day trading may incur additional trading charges/fees.. There is a $150 annual fee for checking account and ATM card privileges. Fastest funding is for cases where brokerage statement is delivered, account opened, and shares are in electronic format already. Processing factors including conversion of certificates to electronic format by lending institution or prior liens (e.g., tax or divorce liens) which may impact timing to fund or use of an LLC as borrowing party, which can require additional due diligence prior to opening of line. There is no obligation to proceed with any financing offered through ABN should you apply. Your term sheet is not a binding financing contract. All clients or prospective clients are asked to read our full Disclaimer (http://www.securitiesfinance.com/disclaimer.htm) -- before proceeding with any financing offered through this site. Please do not proceed to use this site unless you have read, understand, and agree to the disclosures provided in the Disclaimer. ABN does not offer any form of securities buy-sell or tax advice. Please consult with a licensed professional for questions regarding taxes, financial planning, insurance, or the appropriateness of securities purchasing or selling actions for your specific circumstances. Not a provider of mortgages or mortgage brokering services of any kind. Clients seeking any form of financing are expected to comply with all applicable federal or state tax and/or reporting requirements. *The SIPC and FINRA logos used on this page are the exclusive property of the respective organizations and are used for illustrative purposes only. ABN is not a lender nor a member of FINRA or the SIPC and use of these logos should not imply endorsement by either organization of ABN services. LeverageLine SBL™ and LeverageLine™ are proprietary marks of A. B. Nicholas LLC. All correspondence and documentation complies with the A. B. Nicholas privacy policy (http://www.securitiesfinance.com/privacy.htm). This domain/website is the exclusive property of A. B. Nicholas LLC. Copyright © 2012 A. B. Nicholas LLC. All rights reserved. Reproduction of any text or any document accessible through this site is strictly prohibited.
Tags: business finance, equity finance, stock loan, stock margin loan, loan stock,
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